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See what Joe ( jhrix56) has discovered on Pinterest, the world' s biggest collection of ideas. SMA strategies are wrap strategies managed by John Hancock Asset Management a division of Manulife Asset Management ( US) LLC ( JHAM), which is an indirect, wholly owned subsidiary of Manulife Financial Corporation ( Manulife) and is affiliated with several U. - based and non- U. - based investment advisors who are also subsidiaries or affiliates of Manulife. A separate term sheet or pricing supplement, as the case may be, will describe terms that apply specifically to the notes, including any changes to the terms specified below. We refer to such term sheets and pricing supplements generally as terms supplements.
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